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Justice & Decency
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Creditcare Money Advice Association: Click Here.
Please do not be surprised if this link above this paragraph requires a password. Debtors/Creditors with the correct bona fides and credentials can obtain a password from our HQ contact details (click here).
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The old Creditcare Money Advice charity ran from 1996 to 2007. Sadly PTSD got the better of two volunteers at the charity.
Consequently, in 2007 we asked the Charity Commissioner to remove the Creditcare Debt Advice Association from the register of charities and this was done (here).
However, after 11 years of our volunteers’ assisting in over 3,200 cases at the Creditcare Charity, the local community knew: “where to find the money advice guys.” Of all places, a harbourmaster’s office!
So the volunteers funded the Creditcare Debt Advice Association as a slimmed down not-for-profit facility for the local community from 2008 to 2025 and it still legally exists! Albeit not a charity, but just a “not–for-profit” voluntary association ~ and we needed to get a proper office, hence…
The Bank Heist
(as one of our clients termed the escapade)
The £48,000 (legal) swag bag bank helped keep the Creditcare Money Advice Association phones and electricity connected…
^^ Seriously, Please Do Not Bank Heist By Yourself! ^^
All kidding apart, even here at the new Calum’s List, our law officer contingent (all pro bono (free)) have concurred there is a better (more legal) way to conduct bank heists.
Th new Land Reform Acts plus the Community Empowerment Act contain swelteringly hot pieces of law that mean…
If Bank Bosses Close A Local Bank Building &…
“Harm” I Caused To The Local Community Due To That Closure?
Then it is competent to seek a REPOSSESSION ORDER (a rose by any other name) against the bank!
Once the District Valuer has assessed the worth of the closed-bank, then the well-paid bank bosses MUST sell the bank building to the local community. We believe this is a financially poetic piece of legislation that demonstrates…
Justice & Decency
^^ Communities Repossessing Close Bank Buildings May Soon Be Normal ^^
There are already a well established network of “banking hubs.” Indeed the GOOD banks support these “banking hubs”.
Here is our slight adjustment to the plans for the random bank building above (it harmed our CEO). So this is a draft of the new plans for this building (subject to planning permission and building warrants)…
^^ Every Bank The Charity or Community Repossess ^^
^^ Or By When A Bank Plays Nice ^^
^^ We Will Ensure A Free Debt Advice Office Within It’s Walls ^^
Thereby keeping our promise with respect to Rule 3…
This random example had the bank stating there was no objection to the closures.
At best that was dissembling.
Here at Calum’s List this happens to be our CEO (dayjob) bank. Well it became our local bank after they closed the local one 4 years ago and the next branch 2 years ago!
This “local” one is several miles away. Not so good if you are disabled following spinal surgery and the bank’s online system does not work with your computer!
Here, contrary to what the bank stated, is proof of local concern. This is vital, as a recent Land Reform law appeal case was heard at the local HM Court and found in favour of the charity. The and in question was forced to be handed to the community by rule of law.
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^^ Calum’s List Is De-Politicising This Website ^^
^^ But We Do Commend Any & All Politicians ^^
^^ Who Seek To Help Local Communities ^^
Especially if that helps keep these promises from our small world atCalum’s List…
Perhaps time to add one of the newer rules. A random selection. Out pops Rule 7″ as we just witnessed a horrendous water company, supposedly based in Scotland, but with a South African based call centre demanding our client send them bank statements and thousands of pounds. More news on that nightmare water company soon.
DODGY WATER COMPANIES who cannot get the bills right and frequently TAKE THOUSANDS OF POUNDS out of your bank account each month for a £46 direct debt are a prime reason “Rule 7″ exists…
Back to banks and stopping people being killed by debt. We really did try and stop debt-deaths via the politicians. Fair play to this gentleman who became shadow Chancellor of the Exchequer for the United Kingdom…
Seriously, if such a senior politician tries his best but is powerless to stop debt-deaths, then why bother voting at all?
^^ Ironically… ^^
^^It Is Time For Disabed People To Help The Politicians ^^
We will draw this page to a close for now.
But if you would like some more information, or even to check out the law we quote on…
Repossessing bank branches and dodgy electricity + water company land…
Then please follow the QR codes to the official sources…
^^ When Justice Meets Decency ^^
^^ Some Banks That Certain Bank CEOs Are Keen To Close ^^
^^ May Be Repossessed By The Community ^^
So too it seems are we able to seek COMMUNITY COMPULSORY PURCHASE of assets belonging to rogue electricity + water + telecoms companies! Now that was good news from our pro bono KC.
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^^ The Letter of The Law ^^
^^ Compulsory Purchase May Be The Only Thing ^^
^^ Some Rogue Managing Directors of Banks ^^
^^ & Utility Companies Bosses Understand ^^
To counteract the depressing greed from these toxic bad-creditor companies, here is a lighter note…
Decency
… and perhaps a modest account about another greed-ridden toxic company called Excel Parking trying to rip off a person for £11,930 in parking charges (yes we do have the correct figure), and the result was Excel Parking being legally ordered to pay a LOT of money AND a lot of LEGAL COSTS.
This next QR code leads to some simply delightful results from a judge who is the personification of fair minded…
Justice
We are definitely now drawing this page to a close.
This website has some terrible things on it. So please let us end this page with the fact that the AVAST MAJORITY of human beings in the UK have an awesome sense of…
Decency
^^ Decent People Risked Their Lives For Others ^^
We Know of One Bos Who Has a terrible V wehen it comes to putting yourself in harm’s way for fellow citizens.
This utter Amadan wrote an email complaining he had lost one of his days on holiday because the company he was boss of killed 15 people and injured 170 people.
How on earth this person got to be ultimate boss of a major utility company (utterly bad as testified by 93% of 4,002 respondents ~ evidence: click here), let alone a knighthood is a mystery…
^^ Not Decent Nor Just ^^
If Sir John Manzoni had any real “honour” he would hand back the knighthood rather than a petition requiring to be raised to ask for the knighthood to be revoked.
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